The more I look at the utter disaster that is Obamacare, the more I am grateful for the NHS here in the UK and the way it is funded (through the general tax system). It seems to me that to provide adequate healthcare for a population you need to EITHER allow a completely free market for insurance and provide State provision for those below a certain income level OR you provide universal health care through the tax system and permit individuals to “top that up” with private “queue jumping” insurance if they desire.
But ObamaCare is an absolute disaster. It butchers the free market, makes insurance utterly unaffordable for many middle income families and has created a huge political backlash against dependency. With healthcare paid through a progressive tax system you feel that you contribute gradually more as your means increase. With ObamaCare you feel that as soon as you start to make any effort you are clobbered with an enormous bill just for deciding to work a normal average-paid job.
Just read some of these heart-rending stories and weep with me how this misguided attempt to provide health coverage is in fact removing it from the heart of the economic base of the USA.
My husband is an educator. He hasnâ€™t had a raise in over 5 years. He finally received a raise this year, but the raise was to help offset the increased cost of health insurance premiums. Paying over $1000 a month for a family of 4, no copay, we must meet a deductible first. Since the school year has started, we have paid over $700 for 2 sick child visits, 1 xray and 1 ekg. My husband has tremendous shoulder pain but has been putting off going knowing that another huge bill is what weâ€™ll end up with.
Our insurance this past year has gotten a lot worse. Now prepping for this next year, we have found out we are paying $13 more EACH DAY!!! I am a SAHM, and my husband works.
There are a few things I need to get checked out with a specialist or OB, and my daughter needs to see an allergist so we can figure out her troubles as well as if she is asthmatic. We have an HRA, and canâ€™t set the appointments up until next year because itâ€™s just too expensive. Gone are the days of $20 co-pays under Bush.
What the hell are people thinking? There is no â€œfreeâ€ healthcareâ€¦SOMEONE has to pay. WE are the SOMEONEâ€™sâ€¦ Obama Care does in fact make my family sick. LITERALLY.
Our insurance premiums have been 426. per month for the past six years, two adults. low deductible, the prescriptions for our blood pressure pills and my husbands acid reflux meds cost us ten dollars each time they are refilled. I have never been in the hospital except to have an emergency gall bladder surgery. I am a very healthy 60 year old who exercises daily.
Bottom line, neither my daughter nor I will be able to â€œkeep [our] health care planâ€ past December, 2014. Mild, thus far, compared to some stories Iâ€™ve read/heard, but unsettling nonetheless. What that means for us past that date, I donâ€™t know, but having recently been diagnosed with breast cancer, Iâ€™m leery to say the least.
32 yr. old small business ownerâ€¦ Wife stays at home with our 2 year old and 4 month old. Iâ€™ve had health coverage for the entire family through Anthem for the past 6 years purchasing it myself.
I was contacted by Anthem last week to let me know my premium will increase 94% starting August 2014, making our monthly payment $1,100.00 a month for my family of 4. (Mortgage is $805.00 a month) Direct quote from my Anthem Rep: â€œI mean if you donâ€™t have a job and donâ€™t have any coverage, this is a great deal. But the middle class small business owners will get hit the hardest.â€ She also said, â€œThe healthy young males that never go to the doctor will get hit with this bill the most out of anyone involved. You guys will pay the price for everyone elseâ€